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Achieve your short term goals and future retirement dreams

Your money stays local: funding your neighbour's mortgage, your favorite retailer's expansion and important community initiatives.

 

Explore the benefits of a Term Deposit:

  • Guaranteed interest rates
  • A variety of terms and redemption options
  • Competitive rates
  • Can be part of a registered plan (RRSP, TFSA, RRIF)
  • Your deposits support people and businesses on the Sunshine Coast in the form of loans
  • 100% deposit guarantee. At Sunshine Coast Credit Union, depositors are 100% protected by the Credit Union Deposit Insurance Corporation (CUDIC) of British Columbia
 

Find the right term deposit for you

 

Please visit our Rates page to find out more about current rates and product offerings. 

 
Regular Term Deposits
  • fixed terms: 30 days to 5 years (redeemable and non-redeemable options)
  • non-redeemable terms generally pay higher than redeemable
  • interest paid at maturity, annually, semi-annually, quarterly or monthly

Escalator Term Deposits
With our Escalator Term Deposits you earn a higher rate of interest each successive year throughout the life of the term deposit. 

TAKE ADVANTAGE OF MARKET PERFORMANCE

MarketConnect Term Deposits offer unlimited earning potential with zero risk to your principal investment. Like a term deposit, your investment is locked in for a defined period of time. Your return is linked to the stock market rather than a guaranteed rate.

Benefits of MarketConnect Term Deposits:


MarketConnect Term Deposits are a great fit if you want to earn a potentially higher return, without the risk of losing your principal investment. The return is calculated by the growth of the market index over the term.

Track the performance of MarketConnect term deposits here:


  • Contract to deposit a fixed amount over a specific period of time
  • Interest is calculated on a closing daily balance and paid annually
  • Non-redeemable fixed rate terms: 1 -5 years
  • Minimum deposit/installment amount of $25.00 per month
  • RRSP eligible
  • Minimum overall contractual amount $500 for registered plans and $1000 for non-registered plans
  • offered at specific times during the year
  • special rates and terms apply
See our latest specials here.
 
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Our local team of experts can help you determine:

Get a personal investment plan

 
 

We are always here to help

 
 

*Rates subject to change without notice. Products, features and rates are subject to change without notice. In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.